Where to Begin

Good planning can help create a solid roadmap of your financial journey. By understanding where you are today, and where you want to be in the future, you can make smarter financial decisions. With a professional plan you can develop a strategy to help you:
 

  • Save enough for a comfortable retirement
  • Pay for your child’s college education
  • Reduce taxes
  • Achieve your investment goals
  • Leave a legacy for your heirs
     
How to Begin

We offer three options: Comprehensive Planning, Situational Planning or Hourly Financial Coaching. What’s the difference?
 
Comprehensive Financial Planning:  We will analyze your entire financial picture, taking into account retirement planning, budgeting, education planning, asset allocation, insurance needs, estate analysis and any other major financial impacts such as inheritance or major purchases.
 
Clients will receive detailed recommendations including, but not limited to, portfolio allocation, savings and investment goals, major purchase scenarios, tax reduction strategies and projected cash flow s.
 
This also includes coordinating your plan implementation with your other trusted advisors, such as CPA, Estate Planning Attorneys, Mortgage Broker, Banker and Insurance Agents.

On going quarterly follow-ups are recommended, but at the client's discretion.
 
Situational Planning: Tell us your needs and we’ll quote a flat fee. We have experience dealing with a broad range of financial issues. Projects that commonly fall into this category are: 
 
  • Review and reallocate asset allocation in IRA, 401k, 403b  or 529
  • Retirement and education planning
  • Advice on mortgage refinancing
  • Real Estate holdings analysis
  • Creating budget analysis and debt management strategies

Financial Coaching: We can provide consulting on a pure hourly fee basis. Designed to address smaller issues or questions.
 

Putting the wheels in motion

Aren’t ready for comprehensive planning? Do you really only want to address a specific issue? After an initial conversation, you can decide which planning approach works best for you. Either way, our professional approach will help you with:
 
  • Strategy: build a focused plan with quantifiable goals and deadlines
  • Portfolio: create a properly allocated, diversified portfolio
  • Legacy: preserve your estate for the next generation
  • Accountability: make sure you are heading towards your long-term goals